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I Have a Great Credit Score: So Why Can’t I Get a Mortgage?

When it comes to getting a mortgage, the discussion almost always boils down to credit score. While that’s a great indicator of someone’s financial stability and habits, is it the only thing mortgage loan officers are worried about? Thankfully for those with bad credit, there are a variety of factors that go in to the […]

Conditional Approval vs. Pre-Approval?

What you inquire about qualifying for a home loan, you’ll likely hear the term “conditionally approved” but might not be sure what that means or how it differs from a pre-approval. A conditionally approved loan is closer to closing than a pre-approved one but it comes with a few conditions, usually concerning documentation and income, […]

I Have a Great Credit Score: So Why Can’t I Get a Mortgage?

When it comes to getting a mortgage, the discussion almost always boils down to credit score. While that’s a great indicator of someone’s financial stability and habits, is it the only thing mortgage loan officers are worried about? Thankfully for those with bad credit, there are a variety of factors that go in to the […]

Conditional Approval vs. Pre-Approval?

What you inquire about qualifying for a home loan, you’ll likely hear the term “conditionally approved” but might not be sure what that means or how it differs from a pre-approval. A conditionally approved loan is closer to closing than a pre-approved one but it comes with a few conditions, usually concerning documentation and income, […]