Purchasing Home

Purchase a Home

If this is your first time purchasing a house Texas Loan Star is the place for you. Our Loan Originators and staff take the time and help you every step of the way. This includes showing you ALL the loan options available to you. Make sure you get the best experience purchasing your first home and the right loan by working with Texas Loan Star.

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Conventional Loans

A conventional loan is a popular mortgage option for buyers with solid credit and stable income. Unlike government-backed loans, conventional loans are offered through private lenders and can be used for primary residences, second homes, or investment properties. They typically come with competitive interest rates, flexible terms, and the potential to avoid mortgage insurance with a 20% down payment. Click to Learn More.

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Jumbo/Non Conforming Loans

Jumbo and non-conforming loans are ideal for homebuyers who need financing that goes beyond conventional loan limits or guidelines. Whether you’re purchasing a high-value property or have a unique financial situation—like non-traditional income or a complex credit profile—these loans offer flexible terms and higher borrowing power. Perfect for luxury homes or buyers who don’t quite fit the standard mold. Click to Learn More.

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FHA Loans

An FHA loan is a government-backed mortgage designed to help homebuyers with lower down payments and more flexible credit requirements. It’s an ideal option for first-time buyers looking to purchase or refinance their primary residence. With easier qualification, competitive interest rates, and reduced closing costs, FHA loans make homeownership more accessible and affordable. Click to Learn More.

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VA Loans

A VA loan is a powerful home financing option available to eligible veterans, active-duty service members, and some military spouses. Backed by the government, VA loans offer no down payment, no private mortgage insurance (PMI), and lower interest rates. They’re a great choice for those who have served and want to purchase or refinance a primary residence with more favorable terms. Click to Learn More.

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Non QM Loans

A Non-QM (Non-Qualified Mortgage) loan is designed for buyers who don’t fit the traditional lending mold. Perfect for self-employed individuals, investors, or those with unique financial situations, Non-QM loans offer alternative documentation options like bank statements or asset-based income. These loans provide more flexibility and open the door to homeownership when a conventional loan isn’t a perfect fit. Click to Learn More.

How We Help First Time Homebuyers

There’s nothing better than helping first time homebuyers finally get that home they’ve been working towards. Here at Texas Loan Star, we’ve got an open door policy so you can feel comfortable throughout the whole process. Real estate can be complicated so we do our best to help our first time buyers understand the process and answer any questions that they may have.

To learn more about our loan products, check out our video below.