Our Services
Mortgage Excellence at Your Service
Purchase a Home
If this is your first time purchasing a house Texas Loan Star is the place for you. Our Loan Originators and staff take the time and help you every step of the way. This includes showing you ALL the loan options available to you. Make sure you get the best experience purchasing your first home and the right loan by working with Texas Loan Star.
First Time Home Buyers
If this is your first time purchasing a house Texas Loan Star is the place for you. Our Loan Originators and staff take the time and help you every step of the way. This includes showing you ALL the loan options available to you. Make sure you get the best experience purchasing your first home and the right loan by working with Texas Loan Star.
Home Equity-Cash Out Refinance
Home Equity is the difference between the market value of your home and what you owe on the mortgage. There are many uses for a cash out refinance that can add up to savings for you. Consolidate debt, home improvement, education expenses, and more with a cash out refinance from Texas Loan Star.
Investment Property Loans
Thinking about buying an investment property? We are investment property lending experts. Texas Loan Star has many different options for the real estate investor. Whether purchase, refinance, cash out refinance or rehab we can help.
Refinance a Home
Save Money! Lower your payments or shorten your term or both with an easy refinance loan from Texas Loan Star. Now is the time to examine if it’s time for you to refinance. Contact us today!
Commercial Property Loans
Did you know Texas Loan Star can help you with commercial real estate financing for your business? Call us today for details.
Construction or Renovation
Are you thinking of building a new home or renovating your current home? Texas Loan Star has options to fit your unique situation. Call us today to find what works best for you. Let Texas Loan Star guide you through the construction loan process.
Small Business Lending
We help small business owners buy owner-occupied properties with SBA 7(a) and 504 loans. Enjoy lower down payments, great rates, and expert support so you can own your space and grow with confidence.
Why Texas Loan Star?
Our Core Services
REFINANCING
Cash out of your investment property and take advantage of low fixed interest rates. There are no restrictions on the use of proceeds. Take advantage of current tax laws and deduct interests cost against rental income.
CONSTRUCTION
- Construction Loans up to 80% of appraised value or project cost and Renovation Loans up to 95% of the appraised value or project cost.
- Interest only payments during construction based on total amount funded.
- 12 to 18 Month Construction Terms.
- When home is complete, construction loan modifies into a Permanent Mortgage at Term applied/approved for.
- Permanent Rate based on Current Market Rate at time of lock or completion.
- Save Money due to single close transaction-only minimal expense at modification of construction loan to permanent loan.
- Renovate your home and lower your rate in one transaction.
- Let the construction professionals at Texas Loan Star guide you through the construction loan process.
HOME EQUITY
Home Equity is the difference between the market value of your home and what you owe on the mortgage. There are many uses for a home equity loan that can add up to big savings for you!
- Consolidate debt
- Home improvement / repair
- Education expenses
- Family / medical expenses and much more
PURCHASE MONEY
One of the biggest purchases that you will make during your lifetime is the purchase of a home. At Texas Loan Star, Inc. we are committed to making the process as easy as possible by providing you with a quick approval, a smooth loan process, and personal attention every step of the way.
Are you a first time home buyer? Texas Loan Star, Inc. has an array of home loan programs designed just for you.
We offer free pre-approvals. We will analyze your unique situation and offer several options that are suited to your needs. After the initial evaluation we will be able to tell you how much you qualify for, monthly payment estimates, how much you will need to close and educate you on the home buying experience. Our seasoned professionals are here to serve you.
Thinking of buying a second home or an investment property? We are income property experts. We offer investment property purchase and rehab loans designed for the investor.
Give us a call today and find out just how different the home loan experience can be!