Halley Spencer

I joined Texas Loan Star as the first employee in 2002, fittingly on April Fool’s Day. I’ve funded over 400MM in residential volume in my career.

As a Sr. RMLO, I thrive on finding creative strategies to develop new or enhance existing relationships with clients and business partners. I genuinely appreciate every opportunity that comes my way, which is what sets me apart from other Originators. I take pride in having my client’s best interest from the first phone call until they completely pay off the loan.

Communication and customer service can easily get lost in this industry and I have no doubt our team’s transparency and attentiveness to detail is what differentiates us from competitors. I love originating because there is no routine – everyday there is a new problem to solve, and every client’s profile is unique.

Most people aren’t aware of the numerous loan products available, and I have the expertise to find the perfect fit, depending on the client’s exact goals.

I was born and raised in the Heights, 3 blocks from our office, and attended the University of Houston. I currently reside in Cypress with my wife, Jennifer, and three kids who are all about sports. When I’m not working or attending sporting events, I enjoy playing golf at Sterling Country Club out in Cypress.

Residential Mortgage Loan Originator NMLS# 295474