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What Factors Effect My Credit Score?

What Factors Effect My Credit Score?

There are five major factors that affect your credit score. Let’s briefly take a look at each of them. 1) Payment History This one is relatively simple. If you make your credit card and loan payments on time, this tends to help your credit score. If you have late...

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How Texas Loan Star Grows Roots in Texas Communities

How Texas Loan Star Grows Roots in Texas Communities

Texas Loan Star, Inc continues to grow our roots in the Texas business community. We are a Texas based direct lending mortgage banking business creating jobs for the local economy, supporting local charities and most importantly, focusing on the primary goal of...

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COVID-19 Mortgage Market Update from Laith Daik

COVID-19 Mortgage Market Update from Laith Daik

Like almost all industries, COVID-19 has had an adverse effect on the mortgage industry.  The changes have been happening daily and at a rapid pace.  The changes include new processes, procedures, and verification’s required.  Some of the major changes...

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How Much Home Do I Qualify For?

How Much Home Do I Qualify For?

Buying a home in today’s marketplace can be a bit intimidating.  And your new home purchase is likely to be one of the most important decisions you will ever have to make.  Moreover, it’s also one of the single most valuable assets you’ll ever own. Before...

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Setting the Right Expectations for House Hunting

Setting the Right Expectations for House Hunting

Buying your next home is an exciting prospect. Sometimes we can get swept away with the features we want in our new homes. So, let’s bring things back to reality and think about what you need your new home to have. Check out the tips below to help keep you on track...

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4 Tips for Improving Your Credit!

4 Tips for Improving Your Credit!

If you’re in the market for a new home, it’s important to know your credit score. A good credit score can lead to a better interest rate on your mortgage, while a lower score might present some extra challenges. Are you feeling the need to improve your score? Here are...

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Energy Efficient Guide: Green Choice Mortgage

Energy Efficient Guide: Green Choice Mortgage

As the name implies, a “Green Mortgage” is an environmentally friendly type of home loan.  But how do you make a mortgage environmentally friendly? Also known as Energy Efficient Mortgage Programs, Green Mortgages are a special type of loans that are...

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4 Great Reasons to Refinance in 2019

4 Great Reasons to Refinance in 2019

Are you looking to ditch mortgage insurance premiums? Perhaps you’re looking to pay off your mortgage faster? Do you want to consolidate credit card debt or pay for some home improvements? A home loan refinance could help answer all of these questions for you. Current...

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How to Avoid Buying More Home Than You Can Afford

How to Avoid Buying More Home Than You Can Afford

You want to buy a new home. Now is a great time, as rates are still low compared to other points in history. It also gives you a spot in this world that’s yours to do whatever you want with. Nevertheless, in getting ready, there’s one really big question you want to...

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5 Money-Saving Tips for Your Home

5 Money-Saving Tips for Your Home

Check Your Plugs – Here’s something you might not know: Plugged in toasters, coffeemakers, TVs and other electronic devices in your home actually use a small amount of electricity even when they’re not in use. By unplugging them when you’re not using these...

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How To Improve Your Financial Fitness

How To Improve Your Financial Fitness

Did you know financial fitness can save your life? Well, maybe not literally. But being well informed about money can reduce stress and help you and your family live a healthier and happier life. Here are three tips to get your started Tip #1: The U.S. has one of the...

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What’s a Closing Disclosure and Why is it Important?

What’s a Closing Disclosure and Why is it Important?

Imagine that you’re nearing the closing of your home loan. And what a process it has been. Pre-approvals, house hunting, income verification, inspections, appraisals and so much more. For some, the amount of paperwork feels daunting. But if you’ve prepared a bit ahead...

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What to Expect After Listing Your Home for Sale?

What to Expect After Listing Your Home for Sale?

Knowing what to expect when your house goes up for sale can be half the battle of getting through the transaction. Most people are a bit excited when they put their house on the market. Hopefully, they are moving up to a better home or off to new challenges in another...

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6 Things to Know Before Applying for a Home Loan

6 Things to Know Before Applying for a Home Loan

There are some thing to keep in mind to ensure that your home buying process is simple. Here are six tips to help you feel confident when applying for a new home loan. 1.Pay All Your Bills on Time When Applying for a home loan, it’s important you have good credit...

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Millennial Home Buyer Must Haves

Millennial Home Buyer Must Haves

Many millennials are now entering the real estate market and have different needs than the generations before them. Here are some home buyer must-haves that may surprise you about this generation. Location, Location, Location Some things remain the same across all...

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Conditional Approval vs. Pre-Approval?

Conditional Approval vs. Pre-Approval?

What you inquire about qualifying for a home loan, you’ll likely hear the term “conditionally approved” but might not be sure what that means or how it differs from a pre-approval. A conditionally approved loan is closer to closing than a pre-approved one but it comes...

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4 Tips to Help Sell Your Home Fast!

4 Tips to Help Sell Your Home Fast!

Some for-sale homes sell quickly. Others languish on the market for weeks or even months. If you need to move in a hurry, you might wonder how to see your home fast. Here are four tips on how to sell your home fast: Price to Sell The surest way to sell your home...

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The Benefits of a VA Home Loan

The Benefits of a VA Home Loan

Since its inception in 1944, the VA home loan has been used by more than 20 million Americans to get a mortgage. This program has some great advantages. VA Home Loan Basics Insured by the Department of Veterans Affairs (VA), VA home loans are available to our nation’s...

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Setting the Right Expectations for House Hunting

Setting the Right Expectations for House Hunting

Buying your next home is an exciting prospect. Sometimes we can get swept away with the features we want in our new homes. So, let’s bring things back to reality and think about what you NEED your new home to have. Check out the tips below to help keep you on track...

read more