Explore Our Mortgage Expertise

Discover over 50 years of lending experience with Texas Loan Star. Let us guide you home.

Loan Programs Tailored to You

From Conventional to Renovation loans, find the perfect fit for your homeownership goals.

Experience Honest & Transparent Lending

Our commitment to integrity ensures you get the best service, product, and price.

Your Homeownership Journey Starts Here

Call us today at 713.802.0606 to begin your path to owning a home with Texas Loan Star or click the button below!
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Expert Mortgage Advisors

Choose Texas Loan Star to access decades of lending industry experience. Our advisors guide you through mortgage intricacies, empowering informed decisions.

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Proven Success Rate

Our success is defined by countless fulfilled homeowner dreams, backed by a strong track record in home loans and refinancing, securing trust with unwavering commitment.

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Tailored Solutions

Tailored solutions are our hallmark. Texas Loan Star understands your unique financial goals and customizes loans for all, making homeownership accessible and affordable.

|| About Our Company ||

Our Mortgage Lending Journey

Discover the heart and soul of Texas Loan Star, where over five decades of lending expertise meets unwavering dedication to making homeownership dreams come true. Explore our story and the values that drive us to provide top-notch service and mortgage solutions for every Texan. Welcome to the heart of Texas Loan Star.

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Decades of Lending Expertise
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Direct Lender Advantage
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Comprehensive Loan Programs
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50+ Years of experience
Your Trusted Mortgage Partner in Texas. Decades of experience, direct lending, and personalized solutions for your home financing needs.
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Years Of Experience

|| Core Services ||

RESIDENTIAL & COMMERCIAL MORTGAGE LOANS

Tailored residential and commercial mortgage loans to fuel your homeownership aspirations and business endeavors. Your financial journey starts here.

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PURCHASE

One of the biggest purchases that you will make during your lifetime is the purchase of a home. At Texas Loan Star, Inc. we are committed to making the process as easy as possible by providing you with a quick approval, a smooth loan process, and personal attention every step of the way.

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REFINANCE

Save Money! Lower your payments with an easy refinance loan from Texas Loan Star, Inc. Now is the time to refinance your existing mortgage and lock in a low fixed rate.

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HOME EQUITY

Home Equity is the difference between the market value of your home and what you owe on the mortgage. There are many uses for a home equity loan that can add up to big savings for you!

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CONSTRUCTION

Construction and Renovation Loans for Primary Residences and Investment Properties. Tailored loan programs that provide the opportunity to take advantage of great priced homes sold “as is” in need of renovation and/or repairs. Buy and Renovate, or Refi and Renovate all in one loan. Call us for details!

|| What We Offer ||

Mortgage Excellence at Your Service

Explore various mortgage options tailored to your needs, including conventional, FHA, VA, jumbo, renovation, and more. Your ideal home loan awaits.
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Commercial Property Loans

Did you know Texas Loan Star can help you with commercial real estate financing for your business? Call us today for details.

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Renovation Loans

Building or renovating? Explore our tailored options. Texas Loan Star simplifies the construction loan process. Call us today for personalized guidance.
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FHA/VA Loans

For 20+ years, Texas Loan Star honors Veterans with VA Loans, offering expertise for seamless loan closures. Saluting our heroes!

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Jumbo Loans

Exclusive jumbo loan options set us apart. Tailored jumbo products for professionals in medicine, law, CPA, and more. Elevate your financing.

CLICK HERE and View All Services

Discover the Texas Loan Star Difference

Choose Texas Loan Star for unmatched experience, exclusive Jumbo offerings, VA expertise, direct lending advantages, diverse loan programs, and personalized, dedicated service.

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Decades of Experience

With over 50 years of lending expertise, we bring unparalleled knowledge to guide you.

Exclusive Jumbo Options

Access unique Jumbo loan products, including specialized options for professionals.

VA Loan Specialists

Serving Veterans with care, ensuring maximum benefits and smooth closings.

Comprehensive Loan Programs

From residential to commercial, we tailor loans to your unique needs.

|| Meet Our Team Members ||

Meet Our Experienced Team

Get to know the exceptional individuals behind Texas Loan Star, Inc. Meet our dedicated team of experts with a wealth of experience in the mortgage and finance industry.

Laith Daik

Amanda Garrett

VP Accounting & HR

Susan Marshall

Director of Operations

Ben Edwards

Director of Sales

Click here to apply!

Halley Spencer

Senior Loan Originator

Click here to apply!

Kody Shogren

Senior Loan Originator

Click here to apply!

Robert Pitassi

Senior Loan Originator

Click here to apply!

Jessica Ann Merritt

Loan Originator

Click here to apply!

Why Texas Loan Star?

Take the next step towards your financial goals. Contact us today and let’s start your journey towards homeownership or financial success.

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|| Our Client’s Feedback ||

What Our Clients Say About Our Services

Hear what our satisfied clients have to say about our exceptional services and commitment to their homeownership goals.

Posted on Google Google
Connor Rothschild profile picture
Connor Rothschild
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Laith and the team did a great job of facilitating and explaining the process to us first time homebuyers. Would recommend!
Posted on Google Google
Billy-Bruce Carroll profile picture
Billy-Bruce Carroll
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great people to work with and also reachable to answer all of our questions. We will use Texas Loan Star again on the next purchase.
Posted on Google Google
Valerie Betancourt profile picture
Valerie Betancourt
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I was recommended to Texas Lone Star by my realtor. I am glad I followed thru with the recommendation. Halley Spencer is knowledgeable and has the motivation to put people into their dream homes. If you need a mortgage officer who is just as motivated to get you into a home, Halley Spencer is the man to do it. Thank you!!
Posted on Google Google
David Jennette profile picture
David Jennette
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
The Texas Loan Star team was excellent by every measure. My agent accelerated the closing date which forced all parties to move at an accelerated pace. Thanks to Laith and Lisa who did most of the heavy lifting. We interacted closely to get the documents to the underwriter. They have great attitudes and work well with clients. Plus, Laith got me the best interest rate. No other mortgage company could match his offer.
Posted on Google Google
Rita Patel profile picture
Rita Patel
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Laith and his team were extremely professional and diligent in getting us the best options. They always looked out for us and our best interests.
Posted on Google Google
Michael Magee profile picture
Michael Magee
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Laith Daik and his team were amazing during our home buying process and provided all the information we needed and a great rate!!
Posted on Google Google
Robin Robicheaux profile picture
Robin Robicheaux
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I’m reaching out to express my sincere appreciation for the outstanding service I received from James Hair and his team at Lone Star Financial. After asking ChatGPT for guidance on whether a home equity loan was right for me, I requested a list of preferred lenders. James was the first person I called—and from that very first conversation, I knew I was in the right hands. I was terrified of making this financial move. I’ve never done anything like this before, but I was drowning in interest and knew I needed help consolidating my debt. James immediately recognized the fear in my voice and met it with patience, reassurance, and unwavering support. He walked me through the entire process, educating me on every step. He followed up consistently—whether by text or call—to explain documents, answer questions, or simply reassure me when I felt overwhelmed. James didn’t just help me secure a loan—he helped me regain control of my financial life. His guidance, empathy, and professionalism quite literally changed my life, and I will be forever grateful.
Posted on Google Google
SpacX Skywalker profile picture
SpacX Skywalker
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great guys good pricing good cars come and check these guys out right off of 45. You won’t be disappointed.

Frequently Asked Questions

Get answers to common questions about our mortgage services, loan programs, and more. Explore our FAQ section to make informed decisions about your home financing journey.
What types of mortgage loans do you offer?
We offer various mortgage loan options, including Conventional, FHA, VA, Jumbo, Portfolio, Renovation, and Construction loans.
What are the advantages of working with a direct lender?
As a direct lender, we can provide alternatives and personalized solutions that other lenders may not offer. We make in-house decisions, streamlining the loan process.
Do you have specialized mortgage products for professionals in specific fields?
Yes, we offer specialized Jumbo loan products tailored for medicine, law, and accounting professionals.
How do I qualify for a VA loan, and what are the benefits?
We have VA loan specialists who can guide you through the qualification process, ensuring you receive the maximum advantages and a smooth closing.
What sets Texas Loan Star apart from other mortgage lenders?
We have over 50 years of lending experience, offer exclusive Jumbo loan options, provide personalized service, and maintain strong client, investor, and bank relations.
Can you help with both residential and commercial mortgage loans?
Yes, we specialize in residential and commercial mortgage loans, catering to various clients and financing needs.
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Have a question? Ask us anything, we’d love to answer!

Call Us

713-802-0606

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