Purchase a Home

One of the biggest purchases that you will make during your lifetime is the purchase of a home.  At Texas Loan Star, Inc. we are committed to making the process as easy as possible by providing you with a smooth loan process, and personal attention every step of the way. 

Refinance a Home

Save Money! Lower your payments or shorten your term or both with an easy refinance loan from Texas Loan Star, Inc.  Current interest rates are still historically low.  Now is the time to examine if it’s time for you to refinance.  Contact us today!

Investment Property Loans

Thinking about buying an investment property?  We are investment property lending experts.  Texas Loan Star, Inc. has many different options for the real estate investor.  Whether purchase, refinance, cash out refinance or rehab we can help.

Cash Out Refinance – Home Equity

Home Equity is the difference between the market value of your home and what you owe on the mortgage.  There are many uses for a cash out refinance that can add up to savings for you.  Consolidate debt, home improvement, education expenses, and more with a cash out refinance from Texas Loan Star, Inc.

Construction or Renovation Loans

Are you thinking of building a new home or renovating your current home?  Texas Loan Star, Inc. has options to fit your unique situation.  Call us today to find what works best for you.  Let Texas Loan Star, Inc. guide you through the construction loan process.

Commercial Property Loans

Did you know Texas Loan Star, Inc. can help you with Commercial real estate financing for your business?  Call us today for details.

Core Services

  • Home Equity

    Home Equity is the difference between the market value of your home and what you owe on the mortgage. There are many uses for a home equity loan that can add up to big savings for you!

    · Consolidate debt
    · Home improvement / repair
    · Education expenses
    · Family / medical expenses
    · …and much more

  • Purchase Money

    One of the biggest purchases that you will make during your lifetime is the purchase of a home. At Texas Loan Star, Inc. we are committed to making the process as easy as possible by providing you with a quick approval, a smooth loan process, and personal attention every step of the way.
    Are you a first time home buyer? Texas Loan Star, Inc. has an array of home loan programs designed just for you.

    We offer free pre-approvals. We will analyze your unique situation and offer several options that are suited to your needs. After the initial evaluation we will be able to tell you how much you qualify for, monthly payment estimates, how much you will need to close and educate you on the home buying experience. Our seasoned professionals are here to serve you.

    Thinking of buying a second home or an investment property?  We are income property experts.  We offer investment property purchase and rehab loans designed for the investor.

    Give us a call today and find out just how different the home loan experience can be!

  • Refinancing

    Save Money! Lower your payments with an easy refinance loan from Texas Loan Star, Inc. Current interest rates are still historically low. Now is the time to refinance your existing mortgage and lock in a low fixed rate. Or reduce your 30-year mortgage to a 25-year, 20-year, 15-year or 10-year loan. You could save thousands of dollars in interest. In most cases, with low interest rates, our clients are able to lower the term of the mortgage and keep the same or even lower their payment. Texas Loan Star offers up to 95% refinance of the appraised value of your property.

    Cash out of your investment property and take advantage of low fixed interest rates. There are no restrictions on the use of proceeds. Take advantage of current tax laws and deduct interests cost against rental income.

  • Construction

    -Construction Loans up to 80% of appraised value or project cost and Renovation Loans up to 95% of the appraised value or project cost.
    -Interest only payments during construction based on total amount funded.
    -12 to 18 Month Construction Terms.
    -When home is complete, construction loan modifies into a Permanent Mortgage at Term applied/approved for.
    -Permanent Rate based on Current Market Rate at time of lock or completion.
    -Save Money due to single close transaction-only minimal expense at modification of construction loan to permanent loan.
    -Renovate your home and lower your rate in one transaction.
    -Let the construction professionals at Texas Loan Star guide you through the construction loan process.

What people who have worked with us have to say

David F.

We had three equal qualifiers, Texas Loan Star beat other two out by talking through the process and what to expect and why. The personal touch from top to bottom and the open discussion and advice really sold us.

David F.04/2018
Ronnie W.

Everyone was really great, excellent communication, we couldn’t be more pleased with everyone and the end results. THANKS SO MUCH!!!

Ronnie W.03/2018
Elizabeth G.

I was in need of an unconventional loan, so I got referred by my realtor to Texas Loan Star and the process went quite smoothly. Laith, Hayley and team were great to work with!

Elizabeth G.03/2018
Holly R.

I had no experience in buying a house or a mortgage, etc. Spencer Robinson was very helpful and patient with me and took the time to explain things to where I could understand. I felt like he was sincere in wanting to help me. He did a fantastic job!

Holly R.01/2018
Emily C.

Everything was great. We have worked with Halley in the past and love working with him and using Texas Loan Star.

Emily C.11/2017
Frederick L.

The process was the smoothest I’ve experienced with a mortgage.

Frederick L.11/2017

Texas Loan Star, Inc. ® 2233 Yale Street Houston, TX 77008 – NMLS# 99250